Mobile banking has revolutionized the way individuals and businesses manage their finances, offering convenience and accessibility at their fingertips. In Kenya, where mobile money services like M-PESA dominate the financial landscape, banks have integrated mobile banking into their operations to facilitate seamless transactions. One of the essential aspects of mobile banking is the ability to transfer funds between bank accounts and mobile money platforms. To facilitate this process, banks provide unique USSD codes and paybill numbers, enabling customers to easily transfer money from their bank accounts to M-PESA and vice versa. In this article, we explore a comprehensive list of mobile banking codes and paybill numbers for various banks in Kenya, providing users with a convenient reference guide for their financial transactions.
| BANK | Bank to M-PESA (USSD) | M-PESA to Bank (Paybill no.) |
|---|---|---|
| KCB | *522# | 522522 |
| Comm. Bank of Africa | *654# | 880100 |
| Co-operative Bank | *667# | 400200 |
| Standard Chartered Bank | *722# | 329329 |
| ABSA Bank (formerly Barclays) | *224# | 303030 |
| NIC Bank Limited | *488# / APP | 488488 |
| Family Bank Ltd | *325# | 222111 |
| CFC Stanbic | *208# | 600100 |
| Equity Bank | *247# | 247247 |
| National Bank | *625# | 547700 |
| Chase Bank | *275# | 552800 |
| I & M Bank Limited | *458# | 542542 |
| Diamond Trust Bank (DTB) | *385# | 516600 |
| Ecobank | *335# | 700201 |
| Jamii Bora Bank | *344# | 529901 |
| IMPERIAL BANK LTD | *356# | 800100 |
| ABC Bank | APP | 111777 |
| Credit Bank | *699# | 972700 |
| Consolidated Bank LTD | *262# | 508400 |
| Equatorial Commercial Bank | *286# | 498100 |
| K-REP BANK | *527# | 111999 |
| Transnational Bank | *862# | 862862 |
| Post Office Savings Bank | *498# | 200999 |
| Gulf African Bank | *399# | 985050 |
| Housing Finance Company Ltd | *231# | 100400 |
| Bank of Africa (BOA) | *987# | 972900 |
| UBA Bank | *368# | 559900 |
| Guardian Bank | *356# | 344501 |
| Prime Bank | APP | 982800 |
| Guaranty Trust Bank | APP | 910200 |
DTM (Deposit Taking Microfinance Institutions)
| BANK | Bank to M-PESA (USSD) | M-PESA to Bank (Paybill no.) |
|---|---|---|
| KWFTDTM | *378# | 101200 |
| SMEP DTM | *741# | 777001 |
| Musoni | *279# | 514000 |
| Vision Fund | *985# | 200555 |
| Rafiki DTM | *366# | 802200 |
In conclusion, mobile banking has become an integral part of the financial ecosystem in Kenya, offering individuals and businesses a convenient way to manage their finances on the go. With the proliferation of mobile money services like M-PESA and the integration of mobile banking by traditional banks, customers now have more options than ever for conducting transactions seamlessly. By leveraging USSD codes and paybill numbers provided by banks, users can easily transfer funds between their bank accounts and mobile money platforms, enhancing financial inclusion and accessibility. As technology continues to advance, mobile banking is poised to play an even more significant role in shaping the future of finance in Kenya.